Cashback Universe

HOW IT WORKS

There Is No Easier Way To Reaching Total Financial Governance®:

The stores on our network give us cash back on your purchases every time you shop, we pass the cash back to YOU.

It's that easy!

Define Your Cash back Purpose

Build an Emergency Fund: Your emergency fund should be liquid, meaning you need to keep it in a place where you can get to it easily and quickly. The best option is a simple checking account or money market account that comes with a debit card or check-writing privileges.

Get out of Debt: Borrowing money can be an expensive proposition. Even at relatively low interest rates, you may be surprised at the amount of interest you pay over the life of a loan. You need to understand that interest rates will vary depending on the product (house, car, student loans).

Begin a College Savings Fund: Saving enough for their children’s education is a major financial concern for many parents. With the current cost of a four-year college education reaching six figures in some instances, your child’s college education may cost more than you expect.

Grow your Retirement Savings: Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan.

Start Estate Planning: How Much Estate Tax Might You Owe? Taxes are an important consideration in distributing your estate because the money your estate pays in taxes will not be available to your heirs.

Give to Charity: Giving basics You’re free to give almost any type of property to whatever organization you choose. But in order to retain the tax benefits associated with charitable giving, contributions need to be made to qualifying tax-exempt organizations.

Provide Gifts: There are a number of different gifting strategies available for planned giving. Each has its advantages and disadvantages.

Link Your Account

Link the account connected to your cash back purpose. Don't worry if you do not have an account for your cashback purpose, we can help you set it up.

Shop Through Cash back Universe at Your Favorite Stores

Established Network: Shop at all the major stores through our site or using our browser extension. From your groceries, to your clothes, to your auto insurance--we are your one stop shop for all cash backs.

Build your own Universe: Add locals stores or places of commerce you transact with on a regualr basis to our netwrok and earn cash back in your own universe.

Watch Your Accounts Grow

Every time you log on to your portal, on your personal dashboard you will see how much cash back—real money—you have earned thus far.

Online Businesses

Up to 30% Cash-back

Instantly earn cash-back at over 15,000 online businesses that care about your financial future

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